Debt advice in the post-pandemic landscape
This report explores changes in the debt sector as a result of the pandemic, including shifts in the needs of customers, how the sector responded to the impact...
Research
The Money and Pensions Service regularly conducts and contributes to research that informs our work around financial wellbeing, money guidance, financial education, over-indebtedness and pensions.
A range of research and evaluation studies from the UK and around the world can also be found on the Evidence Hub, which is available on the Financial Capability Strategy websiteOpens in a new window and 2006-2018 MaPS research can be found via the National ArchivesOpens in a new window.
Motivations and barriers to seeking debt advice
One of the goals of The Money and Pensions Service (MaPS) is to provide better debt advice. While debt advice is available in many different forms, many people...
Developing children and young people’s financial capability: Evidence review
This review of evidence, which builds on an earlier 2018 review (1), improves MaPS’ understanding of recently published evidence in the area of financial capability...
Pensions scams in the UK: Evidence review
In 2021, reports of pension scams increased by 45% (1), and fraudsters stole over £2m from people in the UK in just six months (2).
Buy Now Pay Later: a review of the market, risks and trends, consumer understanding, impact and outcomes
This report provides an overview of the scale and nature of the BNPL market in the UK, including findings on the type of products and usage, potential risks ...