Welcome to the Money and Pensions Service

Our vision: better financial futures for everyone in need

We help people across the UK to improve their financial wellbeing and build a better, more confident future. We make sure everyone can access high-quality money and pensions guidance how and when they need it. Find out more about who we are.

Help for everyone

MoneyHelper is our consumer-facing service. It provides free, impartial money and pensions guidance for people across the UK.

Visit MoneyHelper

Partner with us

Our partnerships teams can give your organisation free support to help you build financial wellbeing in your team, your local area and the customers you work with.

Contact your partnerships manager

MoneyView 2026

Our latest national study of over 12,000 UK adults includes insights on people’s financial situation and how they feel about money.

Learn more about MoneyView 2026

UK Strategy for Financial Wellbeing

The UK Strategy for Financial Wellbeing is a ten-year framework which will help achieve the vision of everyone making the most of their money and pensions.

Money and Pensions Service: UK Strategy for Financial Wellbeing

In the UK, 11.5 million people currently have less than £100 in savings. 9 million often borrow to pay for food or bills.

22 million say they don't know enough to plan for their retirement.

5.3 million children don't get a meaningful financial education.

We're here to change this and help people take control of their finances throughout their lives.

We're the Money and Pensions Service and we've been challenged by government to improve financial wellbeing across the UK benefitting individuals, businesses, the economy and wider society.

To make this happen we've identified five priority goals to be met by 2030 in the UK Strategy for Financial Wellbeing:

1. Financial Foundations to improve financial education for 2 million more children and young people.

2. Nation of Savers to get 2 million more people who are struggling and squeezed saving regularly.

3. Credit Counts to have 2 million fewer people regularly using credit to pay for food or bills.

4. Better Debt Advice to enable 2 million more people to access debt advice when they need it.

5. Future Focus to help 5 million more people plan for later life.

To reach these goals we will use evidence, insight and tools, and we encourage organisations of all sizes and from all sectors to get involved in delivering them.

Together we can give millions of people across the UK the confidence and skills to take control of their finances today, tomorrow and into the future.