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Innovation in debt advice

The Money and Pensions Service (MaPS) funds innovation within the debt advice sector. Here, we share learning reports, case studies and other information from innovative projects we have supported.

  • Types of funding
  • Innovation research and reports
  • Upcoming funding opportunities
  • Learn more

Types of funding

The reports on this page result from two different types of funding:

  • Debt advice transformation fund
  • Debt advice modernisation fund.

Both funds aim to improve existing debt advice services, as well as discovering new debt advice approaches. 

Learn more about our debt work.

Innovation research and reports

Reports from funded organisations

Debt advice transformation fund projects

Rethink research - 2026

With many 18–25-year-olds facing money worries that impact their mental health, this research from Mental Health UK and Rethink Mental IllnessOpens in a new window explores how debt advice services can better meet the needs of young people.

  • Understanding debt and young people – reportOpens in a new window
  • Engagement playbookOpens in a new window
  • Journey mapsOpens in a new window
  • Youth personasOpens in a new window

Money Advice Liaison Group research - 2026

The Money Advice Liaison Group undertook a research project titled ‘Exploring Safe and Effective Self-Serve in Regulated Debt Advice in the Generative AI EraOpens in a new window‘.

  • Evidence reportOpens in a new window
  • Safe use frameworkOpens in a new window
  • Debt advice adviser capability and AI guideOpens in a new window
  • Data preparation guideOpens in a new window
  • Template packOpens in a new window

Further reports

  • Equity, diversity and inclusion researchOpens in a new window - Institute of Money Advisers (2026)

Upcoming funding opportunities

If your organisation is interested in applying for debt advice innovation funding, you can sign up to our newsletterOpens in a new window for updates.

A new round of funding went live in October 2026, although this is only open to organisations that have previously received a grant from us.

MaPS Debt Advice Conference 2026

Our debt advice conference is taking place on Wednesday 25 November at the International Convention Centre (ICC) Birmingham.

This free event will bring together professionals across the debt advice sector to ask: What does the future of debt advice look like?.

If you're interested in attending, you can register for a place at the MaPS Debt Advice Conference 2026Opens in a new window.

Learn more

If you’d like to find out more about our work in debt innovation, you can email us at debtinnovation@maps.org.uk

Get all the latest news on our progress and join the conversation

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