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Cost of living pressures: what employers and self-employed people need to know

Many people in the UK face uncertainty when it comes to financial wellbeing, as cost of living pressures continue and with the impact of the pandemic still being felt. This is a key opportunity to connect your employees with the support, guidance and information available to them.

How we can help

The Money and Pensions Service (MaPS) is an arms-length body of the UK Government. We help people to make the most of their money and pensions.

Free, impartial money guidance for employers and self-employed people

We offer impartial and free information and guidance on pensions and money issues, as well as supporting the provision and funding of debt advice.

You can contact MaPS across a range of channels with any money or pension related question or issue that you may have.

We’re not here to tell you what you need to do or recommend particular products, but we will help you find your way forward through any money or pensions worries you may have, and  and, when necessary, talk though how you can access regulated financial advice and stay safe in your financial dealings. 

Easy to access services

Our services are accessible through a range of remote channels, such as online, via free phone, webchat, TypeTalk and WhatsApp.

MoneyHelper: Free, impartial money guidance for individuals

We also operate under consumer brand MoneyHelper, which employers can point employees in need of guidance and support towards. 

MoneyHelper is here to help you move on with life. Here to cut through the jargon and complexity, explain what you need to do and how you can do it. Here to put you in control, with free, impartial help that’s quick to find, easy to use and backed by government.

Whatever your circumstances, MoneyHelper is on your side. Online and over the phone, you’ll get clear money and pension guidance. We can also point you to trusted services, if you need more support.

Pensions guidance: 0800 011 3797
Money guidance: 0800 138 7777

Safety from scams

We operate under consumer brand MoneyHelper. Our service will never contact you out of the blue, recommend any product and it is illegal to impersonate MaPS, or our legacy brands Pension Wise, The Pensions Advisory Service or Money Advice Service. We know that when local areas are affected by the closure of a major business or pension scheme change people can become targets for unscrupulous practice. Our role is to offer a safe place to go with any money and pensions worries that you may have.

Business and personal finance guides

Our websites and those of our partners contain guides and tools that may be useful.

Get help with the cost of living

Our step-by-step guides include simple things you can do to manage your money during this time, if you’re employed, self-employed or worried about losing your job.

Debt advice

We are the largest funder of debt advice in England. Find out where you can get free debt advice wherever you are in the UK.

Pensions and investments

These pensions guides help your employees to avoid rushing retirement decisions, and help keep your money safe from scams:


Help for businesses, the self-employed and sole traders as a result of coronavirus

Help for businesses, the self-employed and sole traders

Government and partners we fund such as Business Debtline have published Covid-19 money guidance for businesses and self-employed people, covering topics such as business rates, furlough, grants and tax payments. 

Help for individuals

Contact our partnerships team

Contact our regional partnerships team for free support and practical ways to help you build financial wellbeing across your organisation.

Based near you, our partnerships teams can help bring your organisation an understanding of some of the local financial wellbeing challenges.

If your organisation has multiple sites, please contact the regional manager closest to your head office.